Hi, We don’t deal in Insurance products, but looking at the misselling all around, we thought of sharing our thoughts on the same. In general, financial institutions love creating complex products. And the reason for this is simple: they need to hide how they are making money behind all the schemes and offers they come up with. The insurance industry is no different. You have an endowment plan, ULIPs, and multiple types of health and life insurances. All these options…