compounding

Eye opening numbers on right age to start investing

Hello Sir,Today, let me talk about the most important habit that everyone should build as early as possible in life.  It is the habit of Saving and Investing!!I was lucky enough to start earning small sums of money at the age of 21 and started investing in stocks as I had some exposure to stock market due to my family background.Recently, I came across an illustration by L&T Financial services mutual fund and the numbers were quite astonishing to say the least.…

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TIME is the most important factor in wealth creation !!

Dear Investor, We have often talked about the power of compounding and the logic defying results that it is capable of producing. Let us today look at the actual formula for Compound Interest and dissect it.   The Formula: A = P (1 + R/100)^t A – Final Amount, P – Principal Invested, R – Rate of Return, t – Time   Now, the aim is to increase our A (overall wealth) by increasing P (amount invested), R or t The most common…

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Right age to start investing?

Dear Investor, Today, let me talk about the most important habit that everyone should build as early as possible in life.   It is the habit of SAVING…!!  We have all heard the phrase ‘A penny saved is a penny earned’ but do not come to realize the value that this simple practice can add to our lives. In an attempt to explain to you the urgency to develop the habit of saving and investing immediately let me cover two concepts – Compound Interest …

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